godwin pixel 
Apple is an american company that is known for thier innovative products that we use everyday in our lives such as smartphones,tablet, laptops and now electronic payment. Apple pay which was introduced to the public 8 years ago is a feature that works mostly work with Apple’s line of products which is used as a means of payment if you don’t have physical cash with you.
Apple pay owes it’s success to it’s large user base of the iphone which is largely popular in the United States, the use of Apple Pay was intensified during the pandemic which covered a 3 year period. iphone users used the payment system to avoid physical contact with surfaces that they felt might cause them to contact the dangerous disease (covid-19). After the pandemic, people have finally settled on using this as thier mode of payment.
Google wallet and Paypal are strong contenders for these spot as Apple has a lot of users which has added to thier revenue this year, Africa is following this trend as more Tech companies are leading the campaign to replace physical cash.
